Are you looking for auto insurance ratings? Want to know which auto insurance companies will offer you the best rates?
There’s a few ways to find great auto insurance companies. The first is to go to your state’s department of insurance website.
Every state has a department of insurance website that publishes complaints made against insurance companies. Every company has complaints but you probably want to avoid companies that have more complaints filed against them than others.
AM Best is another website that publishes financial ratings of insurance companies. This gives you a good idea about the financial strength of the insurance company so you know that they’re not going to fold. You should avoid insurance companies that have a rating below B+.
Epinions is another good site that has customer reviews. You can get reviews from real customers for each insurance company to get an idea of the customer service and reputation that each insurer has.
Insurance quotes can vary a lot from company to company so you’re going to want to get a lot of insurance quotes from a lot of companies. The best way to do this is to visit an auto insurance comparison site. You can get quotes from only top rated companies by filling out one form, then it’s as simple as picking the company that gives you the cheapest quote.
The best insurance websites will have a live online chat feature and 800 number in case you have any questions about their insurance plans.
Another good idea is to get more than one insurance plan with one company. Almost every insurance company will give you a discount if you carry more than one type of insurance with them. You could get home and car insurance from one company and save around 15% this way. This will also work if you’re looking for cheap insurance for young drivers.
Another good way to lower your premiums is to select a higher deductible. You can save up to 30% by doing this.
If your car isn’t worth that much you could drop comprehensive coverage for it. This way you’ll still be covered if your liable for damages, but won’t get anything for your own damages.